Georgia Diminished Value Calculator

This diminished value calculator gives Georgia drivers a fast, free way to see what their claim may be worth after an accident. Even with flawless repairs, a vehicle with a documented accident on Carfax or AutoCheck is typically worth 10–25% less at trade-in or resale — and Georgia law lets you recover that loss in many cases.

The estimate above uses the 17c formula, the same baseline most insurers start with. It applies a 10% cap to your pre-accident value, then adjusts for damage severity, structural impact, and mileage. It's a useful starting point, but it's also where insurers tend to lowball. Real diminished value — backed by an independent appraisal and current market comps — is frequently higher than the 17c number, especially on newer cars, low-mileage vehicles, and luxury models.

Wondering how much is my diminished value claim worth? The honest answer is that the formula is a starting line, not a finish line. Fault matters too: Georgia's 50% comparative fault rule means drivers at or above 50% at fault generally can't recover, while drivers under 50% may still have a claim. For the full legal picture, see our guide to Georgia diminished value claims, or read more about filing when you were partially at fault.